Paying for Care
Senior and Disability Services can help you find information about the long term care services available in your community for yourself or a loved one. There may be other options available to you if you do not meet the requirements of Medicaid.
For more information or to apply please contact the ADRC at 541.682.3353.
Long-Term Care Insurance
Long-term care insurance is designed to help pay for many types of long-term care, including both skilled nursing care and community-based care. The extent of coverage will vary, depending on the policy. While some policies cover only nursing facility care, other policies may cover adult foster care, in-home care or assisted living. For more information on locating an insurance agent who has expertise in long-term care insurance, contact SHIBA at 1.800.722.4134 or visit their website at www.oregonshiba.org.
Medicaid is a jointly funded, federal-state health care program for persons who are financially eligible. Medicaid provides care for acute medical needs, rehabilitation, and long-term care at home and in nursing homes. There are also numerous community-based programs, including in-home care, and assistance with local transportation. Case managers work with clients and families to develop a plan of care and living arrangements appropriate to each person’s needs.
Medicare does not pay for long-term care services. Medicare does pay for short-term skilled nursing or home health care if you meet certain conditions.
Oregon Project Independence (OPI) provides limited in-home services to people 60 and older who need help in order to continue living independently within their own homes. In addition, Senior & Disability Services is participating in a pilot program which expands these services to adults with disabilities age 19 – 59. There are no resource qualifications or limits. Participants in this program may need to contribute towards the cost of care, depending on income.
Veterans and their family members may be eligible for in-home and home health care services, in whole or in part, through programs and other benefits available through the Veterans Administration.
For more information contact the Lane County Veterans Service Office at 541.682.4191.